wchrc logo

Self-Help Homes

Self-Help Homes in Palouse Phase II - 2015

If you’ve been thinking about purchasing a home, don’t miss this opportunity to get reduced payments just for painting the inside and landscaping your new home! No experience is necessary and you work when you have time (evenings, weekends)!  The Community Action Center (CAC) is committed to provide you with the opportunity to turn your dream of owning a home into a reality. We have built and sold a total of 12 Self-Help Homes in Whitman County and hope to continue building four homes a year.    Click here to see pictures of the 12 homes

painting clip artRight now 4 homes are being built in Palouse.  The homes are going up fast and will soon be ready for you to paint the inside!  They are located in the new subdivision "Palouse Cove" on lot 7, 8, 9, & 10.  See how fast the homes are being built by clicking on the dates:  4/27/15, 4/30/15, 5/14/15, 5/28/15, 6/11/15, 6/23/15,

Don’t wait to submit your pre-application because the last four homes we built sold in only a couple of months.

It doesn’t cost you anything to apply. Even if you’re not sure about buying a Self-Help Home, submit the pre-application to see what type of loan and how much you might qualify for. Also, if you’re working with a real estate agent, we will pay the buyer’s real estate fee.  It took awhile to find the land and work with the contractor to get the best home for the dollar for you.

Click here for a pre-application  You can now fill out your pre-application on-line and submit it by email to CAC.  If you don't know how, here's the easy to use step-by-step instructions.  Instructions 

We are using the same floor plans as the Uniontown Homes.  We were hoping to build larger homes, 3 or 4 bedroom, but the huge increase in land and construction costs made it impossible to do and keep the price under $190,000.  

We have also made several changes to the program.  Here's some quick highlights, full details are in 'Basic Qualifying Information for the Applicant". 

We decided not to use one of our funding sources because:

  • It added an additional $10,000 to $15,000 cost to the home to have the home "Energy Star Certified".  The homes we build are already very energy efficient.  

  • Now people with higher income can qualify, it was 80% now it is 100% of median income for Whitman County.         Click here for the Income Limit and Loan Table

  • The amount and terms of the down payment loan provided by CAC depends on the annual income of the household.  There are now 3 tiers of down payment loans, ranging from $15,000 up to $30,000.

  • A $2,000 material allowance is provided to the homebuyer in the CAC loan to purchase: their refrigerator, interior paint, and landscaping materials.

The pictures below are the homes built in Uniontown.  The homes being built in Palouse have the same floor plan.  The pictures give you an idea of what your new home could look like, but of course with your choice of paint colors! 

Lot 7 Lot 7 & 10 in Palouse is the same floor plan as 606 & 607 Wheatland Court in Uniontown.  The pictures below give you an idea  of what your home could look like, but of course with your choice of colors!

 

 

 

             Click on the link to see the floor plans:  LOT 7        LOT 10              Click here to see the detailed information on home & lot

Lot 8 & 9 in Palouse is the same floor plan as 606 & 607 Wheatland Court in Uniontown.  The pictures below give you an idea of what your home could look like.  Of course, you get to choose your paint colors!

 

 

Click on the link to see the Palouse floor plans:  LOT 8        LOT 9

Features of the Homes:

  • Open floor plan with spacious living room, kitchen, and dining area

  • Eat at Island Bar

  • 3 spacious bedrooms and 2 bath

  • Master Bedroom with walk-in closet & bathroom

  • Built-in Dishwasher, also range & refrigerator included

  • Utility/Laundry room with washer & dryer hook-ups

  • Natural gas forced air with heat pump air conditioning

  • Attached 2 car garage (with opener)

 

steps to purchase LARGE page 1

steps to purchase Large page 2

Click here for the full version of the steps to purchase


large basic page 1

large basic page 2

page 3

large table 

click here for large income table

lot and home table

click here for the home and lot information

CLICK HERE FOR A PRE-APPLICATION  You can now fill out your pre-applcation on-line and submit it by email to CAC.  If you don't know how, here the easy to use step-by-step instructions.  Instructions


Click here for more pictures for lot 7 & 10

Click here for lots 8 & 9 pictures


For more information

Call: Sandy 509-334-9147 OR on direct line at 509-338-4231

Email:  sandym@cacwhitman.com or        dalem@cacwhitman.com

Toll Free in Washington: 1-800-482-3991

Fax: 509-334-9105 

TTY:  1-800-833-6388                                         


 

You will need the latest version of Adobe Reader in order to read or print the application.

Click here for a pre-application  You can now fill out your pre-application on-line and submit it by email to CAC.  If you don't know how, here's the easy to use step-by-step instructions.  Instructions

If you can't print the pre-application, we can mail it to you or pick one up at our office. 

Don't delay - get your pre-app turned in today!!!

Return your completed Pre-Application to:

Self-Help Program

Community Action Center

350 SE Fairmont Road #1

Pullman, WA 99163