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Self-Help Homes

Self-Help Homes in Palouse Phase II - 2015

Only 2 Homes are Left!

Are you thinking about buying a new home but you're not sure?  Maybe you  don't have the money for a down payment or you think the price of a brand new home is out of your reach.

We may have the answer for you, but you need to act quickly because only 2 are left!  What am I talking about?

The 2 new Self-Help Homes in Palouse!  You paint the inside and complete the landscaping of your yard when you have time & experience is not necessary.  Homes are sold on a 1st come - 1st served basis and it doesn't cost anything to apply!  You could also receive a Down Payment Loan to help lower your monthly payment.  

The homes feature an open floor plan with spacious living room, dining area, and kitchen.  The kitchen also has an island and includes range, refrigerator, and built-in dishwasher.  The master bedroom has a walk-in closet and bath with a large walk-in shower.  The home has 3 bedrooms, 2 bath, laundry room, attached 2 car garage, and energy efficient gas furnace/AC.  The Community Action Center (CAC) provides a material allowance of $2,000 to purchase your refrigerator, interior paint, and landscaping materials.

Submit your pre-application today - it doesn't cost anything to apply!  You could qualify for a $30,000 Down Payment Loan with no interest and deferred payments from CAC to help lower your monthly mortgage payment to the lender.  The CAC Down Payment amount and terms is based on the homebuyer's household income.

CAC's primary focus is to provide affordable homes for working individuals and families to purchase.  There is no maximum income limits, it doesn't have to be your 1st home, and you don't have to live in Washington State - but remember it's 1st come - 1st served.

intro

lot 8 home and lot info

lot 9 home and lot

painting clip artThe homes are ready for you to paint the inside!  Homes are sold on a 1st come, 1st serve basis.  Two (2) homes have already sold!!

Click here for a pre-application  You can now fill out your pre-application on-line and submit it by email to CAC.  If you don't know how, here's the easy to use step-by-step instructions.  Instructions  open floor plan

Basic Qualification Information - APPLICANT :

  • adequate and stable Income

  • willingness to qualify for a home mortgage

  • financial history that demonstrates a willingness to repay debt (minimum credit score of 640 - determined by the lender

  • qualifying income to debt ratios as determined by the lender

  • ability to pay 1.5% of the purchase price - used for earnest money, closing costs, pre-paid fees, etc.

table click here for the down payment loan table

Community Action Center has built a total of 16 homes in Whitman County and only 2 are left!  Click here to see the pictures of the 16 homes.


For more information

Call: Sandy 509-334-9147 OR on direct line at 509-338-4231

Email:  sandym@cacwhitman.com or        dalem@cacwhitman.com

Toll Free in Washington: 1-800-482-3991

Fax: 509-334-9105 

TTY:  1-800-833-6388                                         


 

You will need the latest version of Adobe Reader in order to read or print the application.

Click here for a pre-application  You can now fill out your pre-application on-line and submit it by email to CAC.  If you don't know how, here's the easy to use step-by-step instructions.  Instructions

If you can't print the pre-application, we can mail it to you or pick one up at our office. 

Don't delay - get your pre-app turned in today!!!

Return your completed Pre-Application to:

Self-Help Program

Community Action Center

350 SE Fairmont Road #1

Pullman, WA 99163