
Schedule of Events
Introductory Workshop on Buying and Owning a Home
- What do I need to do first?
- Credit questions
- Budgeting for Success
- How much can I afford?
- Who will be helping me through the process?
- How long will it take?
- Understanding the language
There will be two hour long introductory workshops on buying and owning a home held at 6 to 8 PM on March 18, and April 1, 2010. The workshops are free and open to everyone. No pre-registration is required. The introductory workshops will be held at the WSU Visitor Center Conference Room. The address is 225 North Grand Ave. Pullman, WA 99163
Topics to be covered include:
Learn how to begin your journey to homeownership and receive a free guide to take home.
First Time Homebuyer Classes
- Advantages and disadvantages of owning a home
- Steps to homeownership
- The players in the home buying process
- Identifying credit issues and how to address them
- Budgeting and saving for a down payment and other loan closing cost
- Shopping for a lender
- The benefit of getting loan pre-approval before searching for a home
- How much home can you afford? Risk layering and compensation factors
- How much money will you need
- Selecting a loan program and how down payments affect loan choices
- How to shop for a real estate professional
- Selecting a home and negotiating a purchase price
- The importance of home inspection
- House Key Program issues - Recapture Tax, occupancy, and property restrictions
- The loan closing process and what to expect
- Avoiding Predatory Lending Practices
- Foreclosure prevention and early delinquency intervention
- Home Maintenance
- Community resources for further counseling and other assistance
First time homebuyer classes will be held at 9 AM to 3:30 PM on March 6, 27, and April 7, 2010. The classes run for about five hours long with breaks taken between sessions. The homebuyers classes will be held at Community Action Center. To get directions to our office please see our contact page.
Agenda
For more information or to register for an event please Contact Us.