Schedule of Events
Introductory Workshop on Buying and Owning a Home
- What do I need to do first?
- Credit questions
- Budgeting for Success
- How much can I afford?
- Who will be helping me through the process?
- How long will it take?
- Understanding the language
Dates coming soon.
Topics to be covered include:
Learn how to begin your journey to homeownership and receive a free guide to take home.
First Time Homebuyer Classes
- Advantages and disadvantages of owning a home
- Steps to homeownership
- The players in the home buying process
- Identifying credit issues and how to address them
- Budgeting and saving for a down payment and other loan closing cost
- Shopping for a lender
- The benefit of getting loan pre-approval before searching for a home
- How much home can you afford? Risk layering and compensation factors
- How much money will you need
- Selecting a loan program and how down payments affect loan choices
- How to shop for a real estate professional
- Selecting a home and negotiating a purchase price
- The importance of home inspection
- House Key Program issues - Recapture Tax, occupancy, and property restrictions
- The loan closing process and what to expect
- Avoiding Predatory Lending Practices
- Foreclosure prevention and early delinquency intervention
- Home Maintenance
- Community resources for further counseling and other assistance
Dates coming soon.
Agenda
For more information or to register for an event please Contact Us.
