Dreaming of Owning a Home? Make it a Reality!
Self-Help Program - Purchase a Home with No Down Payment
The CAC Self-Help Program provides an opportunity for families with moderate to low income to become homeowners by earning their down payment by painting the inside/outside of the home and doing the landscaping. All work is usually done during weekday evening hours and weekends. Payments are affordable with a USDA Section 502 loan and are based on the household income. CAC provides a 0% interest, no payment loan for 15% of the purchase price. Four (4) homes are ready to built in Palouse as soon as the loan closes with USDA. The price of homes in Whitman County makes it difficult for most working families to become homeowners. Click on the Self-Help Program tab at the left to learn more.
Weatherization Program
Where Are You Losing Money in Your Home? Save Money and Energy Now!
The Weatherization Program has been designed with homeowners and tenants in mind. The program provides Energy Conservation Improvements on existing homes. Potential Improvements may include adding additional insulation to the attic, heating ducts, crawl spaces, sidewalls, repairing or replacing the furnace, replacing damaged windows and doors, adding weather stripping, and other draft reduction measures which will reduce energy consumption and lower utility bills. Saving Energy Saves Money. Click on the Weatherization Program tab at the left to learn more.
Housing Rehabilitation Program
Increase the Value of Your Home and Save Energy Now!
The Housing Rehabilitation Program provides affordable financing for the repair and improvement of owner occupied homes in Whitman County. Our housing rehabilitation loans are designed to help homeowners improve the quality and safety of their homes. In addition, these improvements will increase the value of their homes, may reduce the cost of utilities by saving energy, and revitalize the home and community. Click on the Home Rehabilitation Program tab at the left to learn more.
Homeownership Information
We provide homebuyer information for those who are interested in becoming a successful homeowner and information about options for those who are striving to become successful homeowners. Our information services are available at no cost to help people become successful homeowners. Click on the Homeownership Information tab at the left to learn more.
